Established: Incorporated in 1997; Full-time since September of 1990 preceded by 10 years of part-time experience in financial planning.
 
Education: State University College at Buffalo, Bachelor of Science in Teaching; Over 280 Hours of Continuing Education, plus multiple annual educational symposiums specializing in Investments, Planning for Seniors; Life, Long Term Care, Disability Insurance and more...
 
Designations: Former Chartered Federal Employee Benefits Consultant (ChFEBC), Certified Long Term Care (CLTC), and Life Underwriter Training Council Fellow (LUTCF.)
 
Associations: Financial Planning Section of the Financial Planning Association (6 Years Director of Southern Tier Chapter.) Estate Planning Council - Local Bar Association
 
Family: I moved to Buffalo, NY with my wife, Mary Ann, in October 2006, prior to that we lived in Binghamton, NY. We have been happily married since January 1968 and our children, Jeff and Michelle are married and have blessed us with two wonderful grandchildren. Jeff lives with his wife Tamara in the Rochester, NY area and Michelle, our daughter is married to Tim and their family of four are located in the Buffalo area, as well. I enjoy doing volunteer activities helping university interns and their friends experience the real world and learn how to find the jobs of their dreams. I also enjoy golf, camping, hiking, photography and look forward to getting back to fishing soon.